Messika Lucky Move PM Malachite 18ct Yellow Gold 0.16ct Diamond Necklace 11585-YG

1. Add the item you wish to purchase to your bag and proceed through the checkout to the payment stage.
2. Select "V12 Finance" and choose from one of the available finance options. We have many terms available over 6, 9, 12, 18, 24, 30, 36, or 48 months. You will only be able to select the finance options applicable depending on the value of your order and if it is on sale.
3. You can choose to increase your deposit at the payment stage if you wish to make your monthly payments lower.
4. Once selected, review your terms and when you are ready, click on the "Place Order" button.
5. You will then be taken to the application form for your Credit plan on the V12 Finance website. Enter all of the information that applies to you.
6. V12 Finance will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'. Deposits cannot be paid using Paypal or Gift Cards.
7. V12 Finance will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful and you have paid your deposit.

Please note when considering returning items bought with V12 Finance, the order must be returned in full to Chisholm Hunter. This means that if, for example, you have purchased three items through V12 Finance, but would like to return one of those items, then all three items must be returned to us.

If your credit application is declined, you will receive notification via email from our credit partner, V12 Finance, with further instructions on how to dispute the decision.

1. Having added the item(s) you wish to purchase to your bag, proceed through the checkout to the payment step.
2. Select "PayPal" from the payment options and click on the "Place Order" button.
3. You will then be taken to PayPal's website to complete your PayPal Credit application. Enter all of the information that applies to you.
4. PayPal will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful.

Providing your purchase meets the returns criteria, please raise a return request as normal and the money will be refunded to your PayPal Credit account once your return has been processed.

If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. Alternate methods of payment are available.