Baume & Mercier Joia 28mm Quartz Watch 10848

Name: Baume & Mercier Joia 28mm Quartz Watch 10848
Brand: Baume & Mercier
SKU: 2-089-03-0041
Price: 1390 GBP
Availability: InStock

FREE GIFT

SKU: 2.089.03.0041 | MPN: 10848

£1,390

Our Price Promise - Learn More »

Price Promise

Chisholm Hunter offer a Price Promise, if an item is in stock with another Authorised Retailer and available for sale at a lower price than we are currently offering, we will endeavour to match the price providing the item is in stock, brand new and comes with a warranty and is from a UK Authorised Retailer.

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Additional Information

Finance Options

V12 Retail Finance

From £20.42 per month

Subject to affordability, age and status. Minimum spend applies

Choose your deposit amount:

Select the percentage or drag slider to change the deposit.

Min: Max:

Repayment Condition

Representative Calculation

Cost Price
Deposit Payment
Finance Amount
Repayment Term
Interest Charged
Instalment Amount
Annual Rate Of Interest
Total Amount Payable
Total Amount Payable Now

V12 Finance FAQ

How To Apply

Add the item you wish to purchase to your bag and proceed through the checkout to the payment stage.
Select "V12 Finance" and choose from one of the available finance options. We have many terms available over 6, 9, 12, 18, 24, 30, 36, or 48 months. You will only be able to select the finance options applicable depending on the value of your order and if it is on sale.
You can choose to increase your deposit at the payment stage if you wish to make your monthly payments lower.
Once selected, review your terms and when you are ready, click on the "Place Order" button.
You will then be taken to the application form for your Credit plan on the V12 Finance website. Enter all of the information that applies to you.
V12 Finance will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'. Deposits cannot be paid using Paypal or Gift Cards.
V12 Finance will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful and you have paid your deposit.

Order Returns

Please note when considering returning items bought with V12 Finance, the order must be returned in full to Chisholm Hunter. This means that if, for example, you have purchased three items through V12 Finance, but would like to return one of those items, then all three items must be returned to us.

Declined Applications

If your credit application is declined, you will receive notification via email from our credit partner, V12 Finance, with further instructions on how to dispute the decision.

For more information about V12 Finance, please click here

V12 Finance Representative Example: Total purchase price - £8,000. Deposit - £2,000. Loan amount - £6,000. 60 months EPP – 14.9% APR representative. Monthly payment 60 x £139.51. Total interest - £2370.60. Total amount repayable - £10370.60. Annual rate of interest 7.90% Fixed P.A.

Chisholm Hunter Limited acts as a credit broker, not a lender, and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Chisholm Hunter Limited is authorised and regulated by the Financial Conduct Authority under FRN 720680. Credit is subject to age, status and affordability; minimum spend applies.

Pay Nothing For Now

From per month

PayPal Credit plans available at checkout

Based on product price of

Term	Monthly	APR	Total Payable
		0%

PayPal Credit FAQ

How To Apply

Having added the item(s) you wish to purchase to your bag, proceed through the checkout to the payment step.
Select "PayPal" from the payment options and click on the "Place Order" button.
You will then be taken to PayPal's website to complete your PayPal Credit application. Enter all of the information that applies to you.
PayPal will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful.

Order Returns

Providing your purchase meets the returns criteria, please raise a return request as normal and the money will be refunded to your PayPal Credit account once your return has been processed.

Declined Applications

If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. Alternate methods of payment are available.

For more information about PayPal Credit, click here

PayPal Credit Representative Example: Representative 23.9% APR (variable), Purchase interest rate 23.9% p.a. (variable), Assumed credit limit £1,200.00.

Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents only, Chisholm Hunter acts as a broker and offers finance from a restricted range of finance providers. PayPal Credit is a trading name of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD.

Klarna Pay In 3

From £463.33 per month

Klarna Finance plans available at Checkout

Klarna FAQ

How To Apply

Add the item(s) you wish to purchase to your bag and proceed through the checkout to the payment stage.
Select "Klarna" from the payment options. Klarna currently offers Pay in 3 or Pay in 30 Days. You will only be able to select Klarna at checkout depending on the value of your order.
After selecting one of the "Klarna" payment options, click on the "Place Order" button.
You will be shown a Klarna pop-up to complete your purchase. Enter all of the information that applies to you or login to your Klarna account if you have purchased using Klarna before.
Klarna will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your Klarna payment has been successful.

Order Returns

Providing your purchase meets the returns criteria, please raise a return request as normal and the money will be refunded to your Klarna account once your return has been processed.

Declined Applications

If you are not accepted by Klarna, alternate methods of payment are available that will allow you to complete your purchase.

For more information about Klarna, please click here

If you do not make your full monthly payment, the interest-free arrangement will cease and you'll be required to pay interest on all future payments at 18.9% APR Representative.

Klarna's Pay in 3 and Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Terms and conditions apply.

A higher deposit and/or shorter term will reduce your monthly balance sooner.

Make 3 payments of £463.33.

Baume & Mercier Joia 28mm Quartz Watch 10849

In stock

Free £150 Gift Card

Free Gift Card with Purchase Promotion - Terms and Conditions

Receive a free £150, £300 or £400 Gift Card with selected full-priced watches and diamonds purchased from Chisholm Hunter worth £1,000 or more, in-store or online.

Qualifying Criteria

To qualify for a free Gift Card, purchases must include a minimum spend of £1,000 on a single full-priced watch (exclusions apply to selected brands – see ‘Exclusions’ section), in one single transaction. Promotion excludes pre-owned watches or discounted (sale) watches, and vouchers or discount codes cannot be used in conjunction with our free Gift offer. Gifts are available depending on minimum spend. Please see ‘Free Gifts’ section below.

E-gift vouchers can only be redeemed online at www.chisholmhunter.co.uk.

Physical Gift Cards can only be redeemed at Chisholm Hunter stores.

When Will I Receive My Gift Card?

Online purchases will receive an e-gift card via email 30 days after the order has been delivered.

In-store purchases will receive a physical Gift Card when completing any qualifying purchase in-store.

Free Gifts

Gifts are available via qualifying purchases made online at www.chisholmhunter.co.uk and at all Chisholm Hunter stores nationwide.

The promotional Gift Card must be used in full or part payment, in one single transaction only. Any remaining unspent balance will be deducted to zero after the transaction.

Free £150 Gift Card available with selected full-price watch purchases £1,000 - £1,999.99.

Free £300 Gift Card available with selected full-price watch and diamond purchases £2,000 - £4,999.99.

Free £400 Gift Card available with selected full-price watch and diamond purchases £5,000 and above.

One single Gift Card will be available per qualifying product purchased, per customer. For every additional qualifying product purchased, an additional Gift Card will be available.

If a Gift Card is no longer available due to circumstances beyond Chisholm Hunter's control, a Gift which in Chisholm Hunter's sole discretion is of equal or greater value will be provided.

Exclusions

This promotion excludes all OMEGA, Breitling, pre-owned, limited edition, scarcities and/or discounted (sale) watches.

Vouchers or discount codes cannot be used in conjunction with our free Gift Card offer (regardless of gift type).

Customers must choose either the voucher/discount code or free Gift but not both.

Returns

For customers who purchase online and wish to return a qualifying watch purchased during this promotion, the customer must return both their e-gift voucher and original qualifying watch purchased together un-used for a full refund.

If the free e-gift voucher is not returned unused with the watch when refunded, Chisholm Hunter reserves the right to deduct the value of the e-gift voucher from the refund value.

In addition, for purchases made by V12 Retail Finance, a refund will not be given unless the Gift(s) are returned unused.

For customers who purchased in-store, the standard in-store return policy applies. For further details please see the Return Policy.

Free Express Delivery

Extended Christmas Returns

For the Christmas season, we are pleased to offer an extended returns window.

For the Christmas season, we are pleased to offer an extended returns window. We will arrange an exchange or refund for website purchases made from Monday, 26th October 2026 to Christmas Day 25th December 2026*. Returns for purchases made during this period can be made up until Monday 4th January 2027*, provided items are returned unused, in their original packaging with no alterations, including security tags and accompanied by the guarantee and proof of purchase. Items excluded under our standard returns policy, such as pierced earrings, bespoke or special orders, personalised or altered items and pre-owned items, are not eligible. This policy is in addition to your statutory rights.

* If your order included a complimentary gift card and that gift card has been partly or fully redeemed, the extended returns window does not apply to any item in that order; our standard 14-day website returns policy will apply to the whole order.

To request to return your item(s) please complete returns form and we will be in touch with details about how to send the item(s) back to us. For more details, please visit our returns policy.

Price Match Promise

Trusted Since 1857

Description

The Joia by Baume & Mercier 10848 is distinctive for its round dial in polished steel, which joins the collection in a 28 mm format. Its crown, set with a black agate, and its solid case back in polished steel complete the understated look. Its silvery sun-satin dial showcases Roman numerals as well as 4N gold-tone leaf hands. Powered by a quartz movement (Ronda 751), it offers a 5-year autonomy and is water-resistant to 5 ATM. Its integrated three-row strap with H-shaped links in satin-polished steel is interchangeable without the use of tools thanks to a reliable system.

The Joia by Baume & Mercier is an ode to elegance with a touch of originality: a collection created for the modern woman who combines refinement with fierce independence. Its graceful 28mm silhouette adorns the wrist like a precious jewel, conveying a chic, contemporary expression of femininity. With its luxurious finishes and assertive character, the Joia watch stands out like a refined companion that perfectly adapts to casual moments and sophisticated occasions alike.

Inspired by women with a natural sense of style and a preference for the timeless classics, Joia embodies freedom, culture, and subtle irreverence. Its contemporary allure resonates with those who appreciate authenticity and intuitive elegance. More than a simple watch, Joia becomes the expression of an intimately personal style: an emblematic timepiece created to accompany creative journeys, important encounters, and daily moments enveloped with modern grace.

Product Specification

Baume & Mercier Joia 28mm Quartz Watch 10848

FREE GIFT