V12 Retail Finance requires the merchant to have a public facing page explaining different finance options on the website such as Finance plan example, FAQs etc. Our module creates a basic page where the merchant can add the information. For more information, please contact your V12 Retail finance account manager.
V12 Finance FAQ
How To Apply
Add the item you wish to purchase to your bag and proceed through the checkout to the payment stage.
Select "V12 Finance" and choose from one of the available finance options. We have many terms available over 6, 9, 12, 18, 24, 30, 36, or 48 months. You will only be able to select the finance options applicable depending on the value of your order and if it is on sale.
You can choose to increase your deposit at the payment stage if you wish to make your monthly payments lower.
Once selected, review your terms and when you are ready, click on the "Place Order" button.
You will then be taken to the application form for your Credit plan on the V12 Finance website. Enter all of the information that applies to you.
V12 Finance will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'. Deposits cannot be paid using Paypal or Gift Cards.
V12 Finance will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful and you have paid your deposit.
How To Apply
Add the item you wish to purchase to your bag and proceed through the checkout to the payment stage.
Select "V12 Finance" and choose from one of the available finance options. We have many terms available over 6, 9, 12, 18, 24, 30, 36, or 48 months. You will only be able to select the finance options applicable depending on the value of your order and if it is on sale.
You can choose to increase your deposit at the payment stage if you wish to make your monthly payments lower.
Once selected, review your terms and when you are ready, click on the "Place Order" button.
You will then be taken to the application form for your Credit plan on the V12 Finance website. Enter all of the information that applies to you.
V12 Finance will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'. Deposits cannot be paid using Paypal or Gift Cards.
V12 Finance will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful and you have paid your deposit.
Order Returns
Please note when considering returning items bought with V12 Finance, the order must be returned in full to Chisholm Hunter. This means that if, for example, you have purchased three items through V12 Finance, but would like to return one of those items, then all three items must be returned to us.
Declined Applications
If your credit application is declined, you will receive notification via email from our credit partner, V12 Finance, with further instructions on how to dispute the decision.
V12 Finance offers a range of payment plans tailored to suit your needs. You are not required to pay a deposit for any of the V12 options but if you choose to do so, it will decrease your monthly payments. Subject to age and status.
How do I apply for V12 Finance?
STEP 1
Add the eligible item over £349.99 to your bag and proceed through the checkout to the payment stage. Select "V12 Finance" and choose from one of the available finance options (6, 9, 12, 18, 24, 30, 36 or 38 months), you will only be able to see the finance options available depending on the value of your order and if it is on sale. You can also choose to increase your deposit at this stage if you wish to make your monthly payments lower.
STEP 2
Once selected, review your terms and when you are ready, click the “Place Order” button. This will take you to the application form for your Credit plan on the V12 Finance website. Enter all of the information that applies to you.
STEP 3
V12 Finance will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'. Deposits cannot be paid using Paypal or Gift Cards.
STEP 4
V12 Finance will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful and you have paid your deposit.
Up to 4 years 0% APR Interest Free Credit
Available on orders over £349.99
Interest-free credit is available for up to 12 months on sale items and 48 months on other qualifying purchases.
Flexible deposit and pay nothing today options.
Up to 5 years 14.9% APR Representative Credit
Available on orders over £XXX
Longer term interest bearing 14.9% APR Representative Credit agreements available over 24, 36, 48 & 60 months.
Flexible deposit and pay nothing today options.
What can I buy with V12 Finance?
To apply for V12 Finance, your order must reach a certain value as seen on the table below. Please also note that V12 Interest Free Credit cannot be used on sale items, or items over £38,000.
Term
Minimum Spend
Minimum Deposit
Minimum Credit Balance
9 Months
9 Months
12 Months
18 Months
24 Months
36 Months
48 Months
V12 Finance FAQs
To learn more about V12 Finance, please refer to our frequently asked questions below.
Am I eligible for V12 Finance?
To be eligible for V12 Finance you must meet the following criteria:
you need to be 18 or older.
you or your partner, need to be in permanent paid employment, self-employed, retired and receiving a pension, a working student in part-time work or in receipt of a disability benefit.
you must have been a resident in the UK for at least 3 years (excludes residents of Guernsey & Isle of Man).
you must have a debit or credit card in your name, registered to your address, to pay for the deposit (if applicable).
you must have a Bank or Building Society current account available (you will need this to complete the direct debit instruction).
What happens if my application is denied?
If your credit application is declined, you will receive notification via email from our credit partner, V12 Finance, with further instructions on how to dispute the decision.
Will V12 Finance do a credit check against me?
Your application for online finance will be subject to a credit score. This is the process used by financial services companies to evaluate the credit risk of new applicants. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.
What type of information do credit reference agencies hold about me?
Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.
If my application was not successful, can I try again?
Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.
Can I request a delivery to an address other than my home?
In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.
V12 Finance offers a range of payment plans tailored to suit your needs. You are not required to pay a deposit for any of the V12 options but if you choose to do so, it will decrease your monthly payments. Subject to age and status.
How do I apply for V12 Finance?
STEP 1
Add the eligible item over £349.99 to your bag and proceed through the checkout to the payment stage. Select "V12 Finance" and choose from one of the available finance options (6, 9, 12, 18, 24, 30, 36 or 38 months), you will only be able to see the finance options available depending on the value of your order and if it is on sale. You can also choose to increase your deposit at this stage if you wish to make your monthly payments lower.
STEP 2
Once selected, review your terms and when you are ready, click the “Place Order” button. This will take you to the application form for your Credit plan on the V12 Finance website. Enter all of the information that applies to you.
STEP 3
V12 Finance will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'. Deposits cannot be paid using Paypal or Gift Cards.
STEP 4
V12 Finance will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful and you have paid your deposit.
Up to 4 years 0% APR Interest Free Credit
Available on orders over £349.99
Interest-free credit is available for up to 12 months on sale items and 48 months on other qualifying purchases.
Flexible deposit and pay nothing today options.
Up to 5 years 14.9% APR Representative Credit
Available on orders over £XXX
Longer term interest bearing 14.9% APR Representative Credit agreements available over 24, 36, 48 & 60 months.
Flexible deposit and pay nothing today options.
What can I buy with V12 Finance?
To apply for V12 Finance, your order must reach a certain value as seen on the table below. Please also note that V12 Interest Free Credit cannot be used on sale items, or items over £38,000.
Term
Minimum Spend
Minimum Deposit
Minimum Credit Balance
9 Months
9 Months
12 Months
18 Months
24 Months
36 Months
48 Months
V12 Finance FAQs
To learn more about V12 Finance, please refer to our frequently asked questions below.
Am I eligible for V12 Finance?
To be eligible for V12 Finance you must meet the following criteria:
you need to be 18 or older.
you or your partner, need to be in permanent paid employment, self-employed, retired and receiving a pension, a working student in part-time work or in receipt of a disability benefit.
you must have been a resident in the UK for at least 3 years (excludes residents of Guernsey & Isle of Man).
you must have a debit or credit card in your name, registered to your address, to pay for the deposit (if applicable).
you must have a Bank or Building Society current account available (you will need this to complete the direct debit instruction).
What happens if my application is denied?
If your credit application is declined, you will receive notification via email from our credit partner, V12 Finance, with further instructions on how to dispute the decision.
Will V12 Finance do a credit check against me?
Your application for online finance will be subject to a credit score. This is the process used by financial services companies to evaluate the credit risk of new applicants. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.
What type of information do credit reference agencies hold about me?
Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.
If my application was not successful, can I try again?
Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.
Can I request a delivery to an address other than my home?
In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.
V12 Finance offers a range of payment plans tailored to suit your needs. You are not required to pay a deposit for any of the V12 options but if you choose to do so, it will decrease your monthly payments. Subject to age and status.
How do I apply for V12 Finance?
STEP 1 Add that 'must have' item over £349.99 to your bag and proceed through the checkout to the payment stage.
STEP 2 Select "V12 Finance" and choose from one of the available finance options (6, 9, 12, 18, 24, 30, 36 or 38 months) you will only be able to see the finance options available depending on the value of your order and if it is on sale.
STEP 3 You can choose to increase your deposit at this stage if you wish to make your monthly payments lower.
STEP 4 Once selected, review your terms and when you are ready, click the “Place Order” button.
STEP 5 This will then take you to the application form for your Credit plan on the V12 Finance website. Enter all of the information that applies to you.
STEP 6 - V12 Finance will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'. Deposits cannot be paid using Paypal or Gift Cards.
STEP 7 - V12 Finance will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful and you have paid your deposit.
Up to 4 years 0% APR Interest-Free Credit
Available XX
Up to 5 years 14.9% APR Representative Credit
Available XX
Up to 4 years 0% APR Interest Free Credit
Available on orders over £349.99
Interest-free credit is available for up to 12 months on sale items and 48 months on other qualifying purchases.
Flexible deposit and pay nothing today options.
Up to 5 years 14.9% APR Representative Credit
Available on orders over £XXX
Longer term interest bearing 14.9% APR Representative Credit agreements available over 24, 36, 48 & 60 months.
Flexible deposit and pay nothing today options.
What can I buy with V12 Finance?
To apply for V12 Finance, your order must reach a certain value as seen on the table below. Please also note that V12 Interest Free Credit cannot be used on sale items, or items over £38,000.
Term
Minimum Spend
Minimum Deposit
Minimum Credit Balance
9 Months
9 Months
12 Months
18 Months
24 Months
36 Months
48 Months
V12 Finance FAQs
To learn more about V12 Finance, please refer to our frequently asked questions below.
Am I eligible for V12 Finance?
To be eligible for V12 Finance you must meet the following criteria:
you need to be 18 or older.
you or your partner, need to be in permanent paid employment, self-employed, retired and receiving a pension, a working student in part-time work or in receipt of a disability benefit.
you must have been a resident in the UK for at least 3 years (excludes residents of Guernsey & Isle of Man).
you must have a debit or credit card in your name, registered to your address, to pay for the deposit (if applicable).
you must have a Bank or Building Society current account available (you will need this to complete the direct debit instruction).
Am I eligible for V12 Finance?
To be eligible to apply for finance:
- you need to be 18 or older.
- you or your partner, need to be in permanent paid employment, self-imployed, retired and receiving a pension, working student in part-time work or in receipt of a disability benefit.
- you must have been a resident in the UK for at least 3 years (excludes residents of Guernsey & Isle of Man).
- you must have a debit or credit card in your name, which is registered to your address, in order to pay for the deposit (if applicable).
- you must have a Bank or Building Society current account available (you will need this to complete the direct debit instruction).
How To Apply
Add the item you wish to purchase to your bag and proceed through the checkout to the payment stage.
Select "V12 Finance" and choose from one of the available finance options. We have many terms available over 6, 9, 12, 18, 24, 30, 36, or 48 months. You will only be able to select the finance options applicable depending on the value of your order and if it is on sale.
You can choose to increase your deposit at the payment stage if you wish to make your monthly payments lower.
Once selected, review your terms and when you are ready, click on the "Place Order" button.
You will then be taken to the application form for your Credit plan on the V12 Finance website. Enter all of the information that applies to you.
V12 Finance will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'. Deposits cannot be paid using Paypal or Gift Cards.
V12 Finance will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful and you have paid your deposit.
Order Returns
Please note when considering returning items bought with V12 Finance, the order must be returned in full to Chisholm Hunter. This means that if, for example, you have purchased three items through V12 Finance, but would like to return one of those items, then all three items must be returned to us.
Declined Applications
If your credit application is declined, you will receive notification via email from our credit partner, V12 Finance, with further instructions on how to dispute the decision.
