How do I apply for PayPal Credit?

STEP 1

Add your chosen item to your bag, ensuring your order is over £99 and qualifies for 0%. for 4 months with PayPal Credit.

STEP 2

Choose a credit plan that works for you, whether it's 0% for 4 months or you wish to spread your payments over a longer instalment offer. 

STEP 3

You will be redirected to PayPal to complete your application. Simply fill out a short application form if you do not have an existing PayPal account.

STEP 4

You will be notified by PalPal on the status of your application. If accepted, we will begin the process to dispatch your order.

0% for 4 months

Available on single transactions of £99 or more.

You won't be charged any interest for the first 4 months*. Any remaining balance due after the 4-month period will be charged at your standard variable rate.

*The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 23.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. 

PayPal Credit Instalments

Available on orders of £99 or more. 

If your basket is eligible, a selection of instalment offers will be displayed enabling you to spread the cost of your purchase across a number of monthly payments. 

The available repayment terms will depend on the price of your item. The mimum spend for each repayment term:

12 months: £99
24 months: £199
36 months:  £499
48 months:  £999

PayPal Credit FAQs

To learn more about PayPal Credit, please refer to our frequently asked questions below.