Add the item you wish to purchase to your bag and proceed through the checkout to the payment stage.
Select "V12 Finance" and choose from one of the available finance options. We have many terms available over 6, 9, 12, 18, 24, 30, 36, or 48 months.
You will only be able to select the finance options applicable depending on the value of your order and if it is on sale.
You can choose to increase your deposit at the payment stage if you wish to make your monthly payments lower.
Once selected, review your terms and when you are ready, click on the "Place Order" button.
You will then be taken to the application form for your Credit plan on the V12 Finance website. Enter all of the information that applies to you.
V12 Finance will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'.
Deposits cannot be paid using Paypal or Gift Cards.
V12 Finance will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification
that your application has been successful and you have paid your deposit.
Order Returns
Please note when considering returning items bought with V12 Finance, the order must be returned in full to Chisholm Hunter.
This means that if, for example, you have purchased three items through V12 Finance, but would like to return one of those items, then all three items must be returned to us.
Declined Applications
If your credit application is declined, you will receive notification via email from our credit partner,
V12 Finance, with further instructions on how to dispute the decision.
For more information about V12 Finance, click here
V12 Finance Representative Example: Total purchase price - £8,000. Deposit - £2,000. Loan amount - £6,000. 60 months EPP –
14.9% APR representative. Monthly payment 60 x £139.51. Total interest - £2370.60. Total amount repayable - £10370.60.
Annual rate of interest 7.90% Fixed P.A.
Chisholm Hunter Limited acts as a credit broker, not a lender, and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Chisholm Hunter Limited is authorised and regulated by the Financial Conduct Authority under FRN 720680. Not all products offered by lenders are regulated by the FCA. Credit is subject to age, status and affordability, minimum spend applies.
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Pay Nothing Today
From per Month
PayPal Credit Plans available at Checkout
Based on product price of
PayPal Credit FAQ
How To Apply
Having added the item(s) you wish to purchase to your bag, proceed through the checkout to the payment step.
Select "PayPal" from the payment options and click on the "Place Order" button.
You will then be taken to PayPal's website to complete your PayPal Credit application. Enter all of the information that applies to you.
PayPal will process your application and once accepted, we will receive notification. We will ONLY dispatch your order once we have received notification that your application has been successful.
Order Returns
Providing your purchase meets the returns criteria, please raise a return request as normal and the money will be refunded to your PayPal Credit account once your return has been processed.
Declined Applications
If you have been declined for PayPal Credit, PayPal will send you more information
about why your application was unsuccessful. Alternate methods of payment are available.
For more information about PayPal Credit, click here
Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents only, Chisholm Hunter Limited acts as a broker and offers finance from a restricted range of finance providers. PayPal Credit is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.
18ct Yellow Gold Oval Cut Ruby and Brilliant Cut Diamond 2.30ct Cluster Ring
We hope that you love your Chisholm Hunter purchase, however on the occasion that you're not entirely happy, you can return it to us and we’ll be more than happy to give you a full refund up until 14 days from the day the item is signed for, or an exchange for 28 days from the time the item is signed for.
To be eligible for a refund, the item must be in its original packaging, complete with any paperwork and have the security tag still intact.
Take the next step and propose to your loved one with the this 18ct yellow gold ruby and diamond cluster ring. At the centre is a romantic oval cut ruby with a weight of 1.5ct framed by a cluster of smaller round brilliant diamonds with a total weight of 0.80ct. The perfect ring to make all your loved ones dreams come true. Diamond Information: Cut- Oval Cut & Round Brilliant, Carat- 2.30ct.
